I think college and saving are two things that don’t really go together at all – how can students be expected to save when tuition keep going up and up. I tried to save money during college – I lived at home and worked an almost full-time job. Each semester I saved enough money to pay for the next semester. But once I made that payment, I was back to square one with an almost empty bank account.

Even with an emphasis on starting a savings plan while a child is young, the increasing tuition – growing at a rate more rapid than inflation – is going to make college too expensive for many (if not most) high school graduates.