But without all those junk e-mails, I would never repeatedly win the lotteries of various countries or receive any "Dear Sweetest" letters begging for help with moving money into American bank accounts.

Just today, I was offered 20 percent of $45 million U.S. if I just use my bank account as a vehicle for exchange from Johannesburg, South Africa.

Mr. Richard Laubsheri assures me, "After going through some old files in the records, I discovered that if I do not remit this money out urgently it would be forfeited for nothing. The owner of this account is Mr Smith B. Andrew, a foreigner, and a miner at a Gold Company, a geologist by profession and died since 2000. No other person knows this account or anything concerning it, the account has no beneficiary and my investigation proved to me as well that the company does not know anything about this account ..."

I am so honored to be chosen (insert strong sarcasm here). I can't believe that people actually fall for this and lose their life savings "helping" people.